Consumption Effects of Mortgage Payment Holidays : Evidence during the COVID-19 Pandemic /
We use UK transaction-level data during the Covid-19 pandemic to study whether mortgage payment holidays (PH) can act as a mechanism for smoothing household consumption following negative aggregate shocks. Our results suggest that mortgage PH were accessed by both households with pre-existing financ...
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| Format: | Žurnal |
| Jezik: | English |
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Washington, D.C. :
International Monetary Fund,
2022.
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| Serija: | IMF Working Papers; Working Paper ;
No. 2022/044 |
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| Online pristup: | Full text available on IMF |