Consumption Effects of Mortgage Payment Holidays : Evidence during the COVID-19 Pandemic /

We use UK transaction-level data during the Covid-19 pandemic to study whether mortgage payment holidays (PH) can act as a mechanism for smoothing household consumption following negative aggregate shocks. Our results suggest that mortgage PH were accessed by both households with pre-existing financ...

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Bibliographic Details
Main Author: Albuquerque, Bruno
Other Authors: Varadi, Alexandra
Format: Journal
Language:English
Published: Washington, D.C. : International Monetary Fund, 2022.
Series:IMF Working Papers; Working Paper ; No. 2022/044
Subjects:
Online Access:Full text available on IMF