Are Banks Really Lazy? : Evidence from Middle East and North Africa /

We investigate whether low loan-to-deposit (LTD) ratios and high levels of reserve balances at the central bank (or holdings of government securities) are a reflection of policy-driven factors compared to commonly cited reasons of reluctance to lend or sometimes weak investment demand in uncertain e...

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Bibliographic Details
Main Author: Gray, Simon
Other Authors: Karam, Philippe, Turk-Ariss, Rima
Format: Journal
Language:English
Published: Washington, D.C. : International Monetary Fund, 2014.
Series:IMF Working Papers; Working Paper ; No. 2014/086
Online Access:Full text available on IMF