Bank Competition, Risk, and Asset Allocations /

We study a banking model in which banks invest in a riskless asset and compete in both deposit and risky loan markets. The model predicts that as competition increases, both loans and assets increase; however, the effect on the loans-to-assets ratio is ambiguous. Similarly, as competition increases,...

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Bibliographic Details
Main Author: Boyd, John
Other Authors: De Nicolo, Gianni, Jalal, Abu M.
Format: Journal
Language:English
Published: Washington, D.C. : International Monetary Fund, 2009.
Series:IMF Working Papers; Working Paper ; No. 2009/143
Online Access:Full text available on IMF