Dynamic Depositor Discipline in U.S. Banks /

This paper investigates the presence of depositor discipline in the U.S. banking sector. We test whether depositors penalize (discipline) banks for poor performance by withdrawing their uninsured deposits. While focusing on the movements in uninsured deposits, we also account for the possibility tha...

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Bibliographic Details
Main Author: McDill, Kathleen
Other Authors: Maechler, Andrea
Format: Journal
Language:English
Published: Washington, D.C. : International Monetary Fund, 2003.
Series:IMF Working Papers; Working Paper ; No. 2003/226
Online Access:Full text available on IMF