Does Deposit Insurance Increase Banking System Stability? /

This study analyzes panel data for 61 countries during 1980-97 and concludes that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak. Also, the adverse impact of deposit insurance on ba...

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Bibliographic Details
Main Author: Demirguc-Kunt, Asli
Other Authors: Detragiache, Enrica
Format: Journal
Language:English
Published: Washington, D.C. : International Monetary Fund, 2000.
Series:IMF Working Papers; Working Paper ; No. 2000/003
Online Access:Full text available on IMF