APA (7th ed.) Citation

Tok, Y. W., & Heng, D. (2022). Fintech: Financial Inclusion or Exclusion? International Monetary Fund.

Chicago Style (17th ed.) Citation

Tok, Yoke Wang, and Dyna Heng. Fintech: Financial Inclusion or Exclusion? Washington, D.C.: International Monetary Fund, 2022.

MLA (8th ed.) Citation

Tok, Yoke Wang, and Dyna Heng. Fintech: Financial Inclusion or Exclusion? International Monetary Fund, 2022.

Warning: These citations may not always be 100% accurate.