Tok, Y. W., & Heng, D. (2022). Fintech: Financial Inclusion or Exclusion? International Monetary Fund.
Chicago Style (17th ed.) CitationTok, Yoke Wang, and Dyna Heng. Fintech: Financial Inclusion or Exclusion? Washington, D.C.: International Monetary Fund, 2022.
MLA (8th ed.) CitationTok, Yoke Wang, and Dyna Heng. Fintech: Financial Inclusion or Exclusion? International Monetary Fund, 2022.
Warning: These citations may not always be 100% accurate.