Germany : Financial Sector Assessment Program-Technical Note-The Determinants of Bank Profitability.

German bank profitability is low by international standards. Although German banks rank more favorably in risk-adjusted terms, as low profitability is partially compensated by lower volatility of returns, their profitability ratios remain low. On other measures (such as returns on assets, equity, an...

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Chi tiết về thư mục
Tác giả của công ty: International Monetary Fund. Monetary and Capital Markets Department
Định dạng: Tạp chí
Ngôn ngữ:English
Được phát hành: Washington, D.C. : International Monetary Fund, 2022.
Loạt:IMF Staff Country Reports; Country Report ; No. 2022/273
Những chủ đề:
Truy cập trực tuyến:Full text available on IMF
Miêu tả
Tóm tắt:German bank profitability is low by international standards. Although German banks rank more favorably in risk-adjusted terms, as low profitability is partially compensated by lower volatility of returns, their profitability ratios remain low. On other measures (such as returns on assets, equity, and risk-weighted assets), German banks, on aggregate, rank among the least profitable in Europe. Several factors affect bank profitability, including a complex tiered industry structure with barriers to entry and an explicit mandate of a large part of the banking system - cooperative and savings banks - to maximize welfare of stakeholders rather than profits.
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Mô tả vật lý:1 online resource (46 pages)
Định dạng:Mode of access: Internet
số ISSN:1934-7685
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