APA-viite (7. p.)

Gross, M., Ding, X., Tereanu, E., & Tressel, T. (2022). What Drives Mortgage Default Risk in Europe and the U.S.? International Monetary Fund.

Chicago-viite (17. p.)

Gross, Marco, Xiaodan Ding, Eugen Tereanu, ja Thierry Tressel. What Drives Mortgage Default Risk in Europe and the U.S.? Washington, D.C.: International Monetary Fund, 2022.

MLA-viite (8. p.)

Gross, Marco, et al. What Drives Mortgage Default Risk in Europe and the U.S.? International Monetary Fund, 2022.