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|z 9781513570686
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|a 1018-5941
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|a BD-DhAAL
|c BD-DhAAL
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|a Carriere-Swallow, Yan.
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|a India's Approach to Open Banking :
|b Some Implications for Financial Inclusion /
|c Yan Carriere-Swallow, Vikram Haksar, Manasa Patnam.
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|a Washington, D.C. :
|b International Monetary Fund,
|c 2021.
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|a 1 online resource (27 pages)
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|a IMF Working Papers
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|a <strong>Off-Campus Access:</strong> No User ID or Password Required
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|a <strong>On-Campus Access:</strong> No User ID or Password Required
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|a Electronic access restricted to authorized BRAC University faculty, staff and students
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|a We examine how the development of the digital infrastructure known as the 'India Stack'-including an interoperable payments system, a universal digital ID, and other features-is delivering on the government's objective to expand the provision of financial services. While each individual component of the India Stack is important, we argue that its key overarching feature is a foundational approach of providing extensive public infrastructures and standards that generates important synergies across the layers of the Stack. Until recently, a large share of India's population lacked access to formal banking services and was largely reliant on cash for financial transactions. The expansion of mobile-based financial services that enable simple and convenient ways to save and conduct financial transactions has provided a novel alternative for expanding the financial net. The Stack's improved digital infrastructures have already allowed for a rapid increase in the use of digital payments and the entry of a range of competitors including fintech and bigtech firms.
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|a Mode of access: Internet
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|a Haksar, Vikram.
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|a Patnam, Manasa.
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|a IMF Working Papers; Working Paper ;
|v No. 2021/052
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| 856 |
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|z Full text available on IMF
|u http://elibrary.imf.org/view/journals/001/2021/052/001.2021.issue-052-en.xml
|z IMF e-Library
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