APA način citiranja (7. izdanje)

Ruxandra Teodoru, I. (2020). What Drives Bank Lending Spreads and Collateral Requirements in the Kyrgyz Republic. International Monetary Fund.

Čikaški stil citiranja (17. izdanje)

Ruxandra Teodoru, Iulia. What Drives Bank Lending Spreads and Collateral Requirements in the Kyrgyz Republic. Washington, D.C.: International Monetary Fund, 2020.

MLA način citiranja (8. izdanje)

Ruxandra Teodoru, Iulia. What Drives Bank Lending Spreads and Collateral Requirements in the Kyrgyz Republic. International Monetary Fund, 2020.