Casting Light on Central Bank Digital Currencies /

Digitalization is reshaping economic activity, shrinking the role of cash, and spurring new digital forms of money. Central banks have been pondering wheter and how to adapt. One possibility is central bank digital currency (CBDC)-- a widely accessible digital form of fiat money that could be legal...

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Bibliographic Details
Main Author: Mancini Griffoli, Tommaso
Other Authors: Agur, Itai, Ari, Anil, Martinez Peria, Maria
Format: Journal
Language:English
Published: Washington, D.C. : International Monetary Fund, 2018.
Series:Staff Discussion Notes; Staff Discussion Notes ; No. 2018/008
Online Access:Full text available on IMF
Description
Summary:Digitalization is reshaping economic activity, shrinking the role of cash, and spurring new digital forms of money. Central banks have been pondering wheter and how to adapt. One possibility is central bank digital currency (CBDC)-- a widely accessible digital form of fiat money that could be legal tender. This discussion note proposes a conceptual framework to assess the case for CBDC adoption from the perspective of users and central banks. It discusses possible CBDC designs, and explores potential benefits and costs, with a focus on the impact on monetary policy, financial stability, and integrity. This note also surveys research and pilot studies on CBDC by central banks around the world.
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Physical Description:1 online resource (39 pages)
Format:Mode of access: Internet
ISSN:2221-030X
Access:Electronic access restricted to authorized BRAC University faculty, staff and students