Finland : Financial System Stability Assessment.

This paper discusses key findings of the Financial System Stability Assessment concerning Finland. It reveals that Finland's banking system remains well capitalized and profitable. Although low interest rates have squeezed net interest income, banks have increased income from trading and insura...

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מידע ביבליוגרפי
מחבר תאגידי: International Monetary Fund. Monetary and Capital Markets Department
פורמט: כתב-עת
שפה:English
יצא לאור: Washington, D.C. : International Monetary Fund, 2016.
סדרה:IMF Staff Country Reports; Country Report ; No. 2016/370
גישה מקוונת:Full text available on IMF
תיאור
סיכום:This paper discusses key findings of the Financial System Stability Assessment concerning Finland. It reveals that Finland's banking system remains well capitalized and profitable. Although low interest rates have squeezed net interest income, banks have increased income from trading and insurance and reduced cost-income ratios, helping to maintain profitability. Nonperforming loans have remained low and capitalization ratios are well above requirements, though buffers may be exaggerated by the aggressive use of risk weights. The Net Stable Funding Ratio suggests that vulnerabilities from maturity mismatches are limited in aggregate. Nevertheless, previously identified vulnerabilities remain, and some have increased.
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תיאור פיזי:1 online resource (44 pages)
פורמט:Mode of access: Internet
ISSN:1934-7685
גישה:Electronic access restricted to authorized BRAC University faculty, staff and students