Tech in Fin before FinTech : Blessing or Curse for Financial Stability? /
Motivated by the world-wide surge of FinTech lending, we analyze the implications of lenders' information technology adoption for financial stability. We estimate bank-level intensity of IT adoption before the global financial crisis using a novel dataset that provides information on hardware u...
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Format: | Journal |
Language: | English |
Published: |
Washington, D.C. :
International Monetary Fund,
2020.
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Series: | IMF Working Papers; Working Paper ;
No. 2020/014 |
Online Access: | Full text available on IMF |