APA način citiranja (7. izdanje)

Sahay, R., Khera, P., Lahreche, A., & von Allmen, U. (2020). The Promise of Fintech: Financial Inclusion in the Post COVID-19 Era. International Monetary Fund.

Čikaški stil citiranja (17. izdanje)

Sahay, Ratna, Purva Khera, Amina Lahreche, i Ulric von Allmen. The Promise of Fintech: Financial Inclusion in the Post COVID-19 Era. Washington, D.C.: International Monetary Fund, 2020.

MLA način citiranja (8. izdanje)

Sahay, Ratna, et al. The Promise of Fintech: Financial Inclusion in the Post COVID-19 Era. International Monetary Fund, 2020.