Al-Muharrami, S., & Hardy, D. (2013). Cooperative and Islamic Banks: What can they Learn from Each Other? International Monetary Fund.
Čikaški stil citiranja (17. izdanje)Al-Muharrami, Saeed, i Daniel Hardy. Cooperative and Islamic Banks: What Can They Learn from Each Other? Washington, D.C.: International Monetary Fund, 2013.
MLA način citiranja (8. izdanje)Al-Muharrami, Saeed, i Daniel Hardy. Cooperative and Islamic Banks: What Can They Learn from Each Other? International Monetary Fund, 2013.
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