APA-referens (7:e uppl.)

Al-Muharrami, S., & Hardy, D. (2013). Cooperative and Islamic Banks: What can they Learn from Each Other? International Monetary Fund.

Chicago-referens (17:e uppl.)

Al-Muharrami, Saeed, och Daniel Hardy. Cooperative and Islamic Banks: What Can They Learn from Each Other? Washington, D.C.: International Monetary Fund, 2013.

MLA-referens (8:e uppl.)

Al-Muharrami, Saeed, och Daniel Hardy. Cooperative and Islamic Banks: What Can They Learn from Each Other? International Monetary Fund, 2013.

Varning: dessa hänvisningar är inte alltid fullständigt riktiga.