Banking Competition and Capital Ratios /

We use data for more than 2,600 European banks to test whether increased competition causes banks to hold higher capital ratios. Employing panel data techniques, and distinguishing between the competitive conduct of small and large banks, we show that banks tend to hold higher capital ratios when op...

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書目詳細資料
主要作者: Cihak, Martin
其他作者: Schaeck, Klaus
格式: 雜誌
語言:English
出版: Washington, D.C. : International Monetary Fund, 2007.
叢編:IMF Working Papers; Working Paper ; No. 2007/216
在線閱讀:Full text available on IMF
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100 1 |a Cihak, Martin. 
245 1 0 |a Banking Competition and Capital Ratios /  |c Martin Cihak, Klaus Schaeck. 
264 1 |a Washington, D.C. :  |b International Monetary Fund,  |c 2007. 
300 |a 1 online resource (40 pages) 
490 1 |a IMF Working Papers 
500 |a <strong>Off-Campus Access:</strong> No User ID or Password Required 
500 |a <strong>On-Campus Access:</strong> No User ID or Password Required 
506 |a Electronic access restricted to authorized BRAC University faculty, staff and students 
520 3 |a We use data for more than 2,600 European banks to test whether increased competition causes banks to hold higher capital ratios. Employing panel data techniques, and distinguishing between the competitive conduct of small and large banks, we show that banks tend to hold higher capital ratios when operating in a more competitive environment. This result holds when controlling for the degree of concentration in banking systems, inter-industry competition, characteristics of the wider financial system, and the regulatory and institutional environment. 
538 |a Mode of access: Internet 
700 1 |a Schaeck, Klaus. 
830 0 |a IMF Working Papers; Working Paper ;  |v No. 2007/216 
856 4 0 |z Full text available on IMF  |u http://elibrary.imf.org/view/journals/001/2007/216/001.2007.issue-216-en.xml  |z IMF e-Library