APA-viite (7. p.)

Zhang, Y., Ji, L., & Liu, F. (2010). Local Housing Market Cycle and Loss Given Default: Evidence from Sub-Prime Residential Mortgages. International Monetary Fund.

Chicago-viite (17. p.)

Zhang, Yanan, Lu Ji, ja Fei Liu. Local Housing Market Cycle and Loss Given Default: Evidence from Sub-Prime Residential Mortgages. Washington, D.C.: International Monetary Fund, 2010.

MLA-viite (8. p.)

Zhang, Yanan, et al. Local Housing Market Cycle and Loss Given Default: Evidence from Sub-Prime Residential Mortgages. International Monetary Fund, 2010.