Development of the Commercial Banking System in Afghanistan : Risks and Rewards /

Lending practices of commercial banks in Afghanistan were analyzed using CAMEL ratings. Statistically significant correlations were found: Banks with worse ratings (a) had more lending to domestic clients and (b) paid less tax. There was no statistically significant relationship between profits and...

Täydet tiedot

Bibliografiset tiedot
Päätekijä: Charap, Joshua
Muut tekijät: Pavlovic, Jelena
Aineistotyyppi: Aikakauslehti
Kieli:English
Julkaistu: Washington, D.C. : International Monetary Fund, 2009.
Sarja:IMF Working Papers; Working Paper ; No. 2009/150
Linkit:Full text available on IMF
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245 1 0 |a Development of the Commercial Banking System in Afghanistan :   |b Risks and Rewards /  |c Joshua Charap, Jelena Pavlovic. 
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520 3 |a Lending practices of commercial banks in Afghanistan were analyzed using CAMEL ratings. Statistically significant correlations were found: Banks with worse ratings (a) had more lending to domestic clients and (b) paid less tax. There was no statistically significant relationship between profits and total assets or between lending/assets versus profit/assets. Interviews of senior management of 8 banks accounting for about 90 percent of the commercial banking system corroborated evidence that poorly rated banks lend to domestic clients, whereas highly rated banks do not lend. Banks that lend extensively domestically engage in extra-judicial, non-traditional contract enforcement. 
538 |a Mode of access: Internet 
700 1 |a Pavlovic, Jelena. 
830 0 |a IMF Working Papers; Working Paper ;  |v No. 2009/150 
856 4 0 |z Full text available on IMF  |u http://elibrary.imf.org/view/journals/001/2009/150/001.2009.issue-150-en.xml  |z IMF e-Library