APA-viite (7. p.)

Chen, K., & Chivakul, M. (2008). What Drives Household Borrowing and Credit Constraints?: Evidence from Bosnia and Herzegovina. International Monetary Fund.

Chicago-viite (17. p.)

Chen, Ke, ja Mali Chivakul. What Drives Household Borrowing and Credit Constraints?: Evidence from Bosnia and Herzegovina. Washington, D.C.: International Monetary Fund, 2008.

MLA-viite (8. p.)

Chen, Ke, ja Mali Chivakul. What Drives Household Borrowing and Credit Constraints?: Evidence from Bosnia and Herzegovina. International Monetary Fund, 2008.

Varoitus: Nämä viitteet eivät aina ole täysin luotettavia.