Competition and Efficiency in Banking : Behavioral Evidence from Ghana /

This paper assesses the degree of bank competition and discusses efficiency with regard to banks' financial intermediation in Ghana. By applying panel data to variables derived from a theoretical model, we find evidence for a noncompetitive market structure in the Ghanaian banking system, which...

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Главный автор: Mathisen, Johan
Другие авторы: Buchs, Thierry
Формат: Журнал
Язык:English
Опубликовано: Washington, D.C. : International Monetary Fund, 2005.
Серии:IMF Working Papers; Working Paper ; No. 2005/017
Online-ссылка:Full text available on IMF
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245 1 0 |a Competition and Efficiency in Banking :   |b Behavioral Evidence from Ghana /  |c Johan Mathisen, Thierry Buchs. 
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490 1 |a IMF Working Papers 
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500 |a <strong>On-Campus Access:</strong> No User ID or Password Required 
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520 3 |a This paper assesses the degree of bank competition and discusses efficiency with regard to banks' financial intermediation in Ghana. By applying panel data to variables derived from a theoretical model, we find evidence for a noncompetitive market structure in the Ghanaian banking system, which may be hampering financial intermediation. We argue that the structure, as well as the other market characteristics, constitutes an indirect barrier to entry thereby shielding the large profits in the Ghanaian banking system. 
538 |a Mode of access: Internet 
700 1 |a Buchs, Thierry. 
830 0 |a IMF Working Papers; Working Paper ;  |v No. 2005/017 
856 4 0 |z Full text available on IMF  |u http://elibrary.imf.org/view/journals/001/2005/017/001.2005.issue-017-en.xml  |z IMF e-Library