APA-referens (7:e uppl.)

De Nicolo, G., Bartholomew, P., Zaman, J., & Zephirin, M. (2003). Bank Consolidation, Internationalization, and Conglomeration: Trends and Implications for Financial Risk. International Monetary Fund.

Chicago-referens (17:e uppl.)

De Nicolo, Gianni, Philip Bartholomew, Jahanara Zaman, och Mary Zephirin. Bank Consolidation, Internationalization, and Conglomeration: Trends and Implications for Financial Risk. Washington, D.C.: International Monetary Fund, 2003.

MLA-referens (8:e uppl.)

De Nicolo, Gianni, et al. Bank Consolidation, Internationalization, and Conglomeration: Trends and Implications for Financial Risk. International Monetary Fund, 2003.

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