APA-viite (7. p.)

Luzio, R., Dunaway, S., & Kaufman, M. (2001). Returns to Human Capital and Investment in New Technology. International Monetary Fund.

Chicago-viite (17. p.)

Luzio, Rodolfo, Steven Dunaway, ja Martin Kaufman. Returns to Human Capital and Investment in New Technology. Washington, D.C.: International Monetary Fund, 2001.

MLA-viite (8. p.)

Luzio, Rodolfo, et al. Returns to Human Capital and Investment in New Technology. International Monetary Fund, 2001.

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