Financial Liberalization, Bank Market Structure, and Financial Deepening : An Interest Margin Analysis /
The paper shows that commercial banks' ability to lower deposit interest rates (market power) can increase deposit mobilization. Interest expenses saved can subsidize and lower fees on checking and branching services and thus help attract deposits. United States data illustrates the financial d...
| 主要作者: | |
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| 格式: | 杂志 |
| 语言: | English |
| 出版: |
Washington, D.C. :
International Monetary Fund,
2000.
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| 丛编: | IMF Working Papers; Working Paper ;
No. 2000/038 |
| 在线阅读: | Full text available on IMF |