APA-referens (7:e uppl.)

Bhattacharyya, H. Banking strategy, credit appraisal, and lending decisions. Oxford University Press.

Chicago-referens (17:e uppl.)

Bhattacharyya, Hrishikes. Banking Strategy, Credit Appraisal, and Lending Decisions. Oxford University Press.

MLA-referens (8:e uppl.)

Bhattacharyya, Hrishikes. Banking Strategy, Credit Appraisal, and Lending Decisions. Oxford University Press.

Varning: dessa hänvisningar är inte alltid fullständigt riktiga.