Projek Ikhtiar, Gibbons, D. S., & Shukor Kasim. (1990). Banking on the rural poor in Peninsular Malaysia. Amanah Ikhtiar Malaysia.
Lua i Stíl Chicago (17ú heag.)Projek Ikhtiar, David S. Gibbons, agus Shukor Kasim. Banking on the Rural Poor in Peninsular Malaysia. Penang, Malaysia: Amanah Ikhtiar Malaysia, 1990.
Lua MLA (8ú heag.)Projek Ikhtiar, et al. Banking on the Rural Poor in Peninsular Malaysia. Amanah Ikhtiar Malaysia, 1990.
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