Παραπομπή σε μορφή APA (7η εκδ.)

Zaman, H. (1996). Microcredit programs: Who participates and to what extent? working paper no. 12. BRAC-ICDDR,B joint research project, BRAC.

Παραπομπή σε μορφή Chicago (17η εκδ.)

Zaman, Hassan. Microcredit Programs: Who Participates and to What Extent? Working Paper No. 12. Dhaka: BRAC-ICDDR,B joint research project, BRAC, 1996.

Παραπομπή σε μορφή MLA (8th εκδ.)

Zaman, Hassan. Microcredit Programs: Who Participates and to What Extent? Working Paper No. 12. BRAC-ICDDR,B joint research project, BRAC, 1996.