APA (7 वां संस्करण) प्रशस्ति पत्र

Williams, C. A., Smith, M. L., & Young, P. C. (1995). Risk management and insurance (7th ed.). McGraw-Hill.

शिकागो शैली (17वां संस्करण) प्रशस्ति पत्र

Williams, C. Arthur, Michael L. Smith, और Peter C. Young. Risk Management and Insurance. 7th ed. New York: McGraw-Hill, 1995.

एमएलए (8वां संस्करण) प्रशस्ति पत्र

Williams, C. Arthur, et al. Risk Management and Insurance. 7th ed. McGraw-Hill, 1995.