Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh

Bangladesh has a unique Banking system with multiple types of Banking with Nationalized Commercial Banks (NCBs), Private Commercial Banks (PCBs), Foreign Commercial Banks (FCBs), Islamic Commercial Banks (ICBs), Specialized Development Banks and the Cooperative Banks. Currently the magnitude of loan...

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Κύριοι συγγραφείς: Ahmed, Ezaz, Rahman, Ziaur, Ahmed, Rubina I.
Μορφή: Άρθρο
Γλώσσα:English
Έκδοση: BRAC University 2010
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Διαθέσιμο Online:http://hdl.handle.net/10361/548
id 10361-548
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spelling 10361-5482019-09-29T05:46:30Z Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh Ahmed, Ezaz Rahman, Ziaur Ahmed, Rubina I. NCB PCB ICB Crdit recovery Camel rating Bangladesh has a unique Banking system with multiple types of Banking with Nationalized Commercial Banks (NCBs), Private Commercial Banks (PCBs), Foreign Commercial Banks (FCBs), Islamic Commercial Banks (ICBs), Specialized Development Banks and the Cooperative Banks. Currently the magnitude of loan default is quite enormous in the Banking sector. However, the general perception and belief regarding the Islamic Banking is better recovery rate of loans and advances. This paper attempts to discuss the issues that govern the banking practices in Bangladesh and it also paints a picture of the lending practices followed by NCBs, PCBs and ICBs in Bangladesh. From the analysis presented in this case, it comes to light that ICBs lending practices with Islamic banking instruments mirrors the lending practices of conventional banks having synonymous counterpart products. The paper also unfolds some strategically weak links in the development of the banking sector, which has obstructed the overall economic development of the country. In this diversified Banking system, an attempt is made in the paper to analyze the issues governing the credit recovery rate and procedure with respect to the principles of Islamic Banking while comparing with the Conventional Banking principle amongst NCBs, PCBs and ICBs. In our effort to draw a comparison (between NCBs, PCBs and ICBs), we have taken the data, information between 1995 to 19998 figures. This paper also provides an analytical framework that shows the comparative performance of NCBs and PCBs. For this assessment of NCBs and PCBs, we have incorporated figures of 1997 to 2001. 2010-10-18T07:07:30Z 2010-10-18T07:07:30Z 2006 Article http://hdl.handle.net/10361/548 en BRAC University Journal, BRAC University;Vol.3. No. 1,p.35-52 application/pdf BRAC University
institution Brac University
collection Institutional Repository
language English
topic NCB
PCB
ICB
Crdit recovery
Camel rating
spellingShingle NCB
PCB
ICB
Crdit recovery
Camel rating
Ahmed, Ezaz
Rahman, Ziaur
Ahmed, Rubina I.
Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh
description Bangladesh has a unique Banking system with multiple types of Banking with Nationalized Commercial Banks (NCBs), Private Commercial Banks (PCBs), Foreign Commercial Banks (FCBs), Islamic Commercial Banks (ICBs), Specialized Development Banks and the Cooperative Banks. Currently the magnitude of loan default is quite enormous in the Banking sector. However, the general perception and belief regarding the Islamic Banking is better recovery rate of loans and advances. This paper attempts to discuss the issues that govern the banking practices in Bangladesh and it also paints a picture of the lending practices followed by NCBs, PCBs and ICBs in Bangladesh. From the analysis presented in this case, it comes to light that ICBs lending practices with Islamic banking instruments mirrors the lending practices of conventional banks having synonymous counterpart products. The paper also unfolds some strategically weak links in the development of the banking sector, which has obstructed the overall economic development of the country. In this diversified Banking system, an attempt is made in the paper to analyze the issues governing the credit recovery rate and procedure with respect to the principles of Islamic Banking while comparing with the Conventional Banking principle amongst NCBs, PCBs and ICBs. In our effort to draw a comparison (between NCBs, PCBs and ICBs), we have taken the data, information between 1995 to 19998 figures. This paper also provides an analytical framework that shows the comparative performance of NCBs and PCBs. For this assessment of NCBs and PCBs, we have incorporated figures of 1997 to 2001.
format Article
author Ahmed, Ezaz
Rahman, Ziaur
Ahmed, Rubina I.
author_facet Ahmed, Ezaz
Rahman, Ziaur
Ahmed, Rubina I.
author_sort Ahmed, Ezaz
title Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh
title_short Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh
title_full Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh
title_fullStr Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh
title_full_unstemmed Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh
title_sort comperative analysis of loan recovery among nationalized, private and islamic commercial banks of bangladesh
publisher BRAC University
publishDate 2010
url http://hdl.handle.net/10361/548
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AT rahmanziaur comperativeanalysisofloanrecoveryamongnationalizedprivateandislamiccommercialbanksofbangladesh
AT ahmedrubinai comperativeanalysisofloanrecoveryamongnationalizedprivateandislamiccommercialbanksofbangladesh
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