Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh
Bangladesh has a unique Banking system with multiple types of Banking with Nationalized Commercial Banks (NCBs), Private Commercial Banks (PCBs), Foreign Commercial Banks (FCBs), Islamic Commercial Banks (ICBs), Specialized Development Banks and the Cooperative Banks. Currently the magnitude of loan...
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BRAC University
2010
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10361-5482019-09-29T05:46:30Z Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh Ahmed, Ezaz Rahman, Ziaur Ahmed, Rubina I. NCB PCB ICB Crdit recovery Camel rating Bangladesh has a unique Banking system with multiple types of Banking with Nationalized Commercial Banks (NCBs), Private Commercial Banks (PCBs), Foreign Commercial Banks (FCBs), Islamic Commercial Banks (ICBs), Specialized Development Banks and the Cooperative Banks. Currently the magnitude of loan default is quite enormous in the Banking sector. However, the general perception and belief regarding the Islamic Banking is better recovery rate of loans and advances. This paper attempts to discuss the issues that govern the banking practices in Bangladesh and it also paints a picture of the lending practices followed by NCBs, PCBs and ICBs in Bangladesh. From the analysis presented in this case, it comes to light that ICBs lending practices with Islamic banking instruments mirrors the lending practices of conventional banks having synonymous counterpart products. The paper also unfolds some strategically weak links in the development of the banking sector, which has obstructed the overall economic development of the country. In this diversified Banking system, an attempt is made in the paper to analyze the issues governing the credit recovery rate and procedure with respect to the principles of Islamic Banking while comparing with the Conventional Banking principle amongst NCBs, PCBs and ICBs. In our effort to draw a comparison (between NCBs, PCBs and ICBs), we have taken the data, information between 1995 to 19998 figures. This paper also provides an analytical framework that shows the comparative performance of NCBs and PCBs. For this assessment of NCBs and PCBs, we have incorporated figures of 1997 to 2001. 2010-10-18T07:07:30Z 2010-10-18T07:07:30Z 2006 Article http://hdl.handle.net/10361/548 en BRAC University Journal, BRAC University;Vol.3. No. 1,p.35-52 application/pdf BRAC University |
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Brac University |
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English |
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NCB PCB ICB Crdit recovery Camel rating |
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NCB PCB ICB Crdit recovery Camel rating Ahmed, Ezaz Rahman, Ziaur Ahmed, Rubina I. Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh |
description |
Bangladesh has a unique Banking system with multiple types of Banking with Nationalized Commercial Banks (NCBs), Private Commercial Banks (PCBs), Foreign Commercial Banks (FCBs), Islamic Commercial Banks (ICBs), Specialized Development Banks and the Cooperative Banks. Currently the magnitude of loan default is quite enormous in the Banking sector. However, the general perception and belief regarding the Islamic Banking is better recovery rate of loans and advances. This paper attempts to discuss the issues that govern the banking practices in Bangladesh and it also paints a picture of the lending practices followed by NCBs, PCBs and ICBs in Bangladesh. From the analysis presented in this case, it comes to light that ICBs lending practices with Islamic banking instruments mirrors the lending practices of conventional banks having synonymous counterpart products. The paper also unfolds some strategically weak links in the development of the banking sector, which has obstructed the overall economic development of the country. In this diversified Banking system, an attempt is made in the paper to analyze the issues governing the credit recovery rate and procedure with respect to the principles of Islamic Banking while comparing with the Conventional Banking principle amongst NCBs, PCBs and ICBs. In our effort to draw a comparison (between NCBs, PCBs and ICBs), we have taken the data, information between 1995 to 19998 figures. This paper also provides an analytical framework that shows the comparative performance of NCBs and PCBs. For this assessment of NCBs and PCBs, we have incorporated figures of 1997 to 2001. |
format |
Article |
author |
Ahmed, Ezaz Rahman, Ziaur Ahmed, Rubina I. |
author_facet |
Ahmed, Ezaz Rahman, Ziaur Ahmed, Rubina I. |
author_sort |
Ahmed, Ezaz |
title |
Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh |
title_short |
Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh |
title_full |
Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh |
title_fullStr |
Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh |
title_full_unstemmed |
Comperative analysis of loan recovery among nationalized, private and islamic commercial banks of Bangladesh |
title_sort |
comperative analysis of loan recovery among nationalized, private and islamic commercial banks of bangladesh |
publisher |
BRAC University |
publishDate |
2010 |
url |
http://hdl.handle.net/10361/548 |
work_keys_str_mv |
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