APA-referens (7:e uppl.)

Faisal, B. H., & Hosain, S. (2016). Mobile financial services, its interoperability and an unified payment gateway. BRAC University.

Chicago-referens (17:e uppl.)

Faisal, Billal Hossain, och Saif Hosain. Mobile Financial Services, Its Interoperability and an Unified Payment Gateway. BRAC University, 2016.

MLA-referens (8:e uppl.)

Faisal, Billal Hossain, och Saif Hosain. Mobile Financial Services, Its Interoperability and an Unified Payment Gateway. BRAC University, 2016.

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