An enquiry into the financial feasibility of Janata Bank Limited, Mohammadpur corporate branch
This internship report is submitted in a partial fulfillment of the requirements for the degree of Bachelor of Business Administration, 2016.
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| Μορφή: | Internship report |
| Γλώσσα: | English |
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BRAC University
2016
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| Διαθέσιμο Online: | http://hdl.handle.net/10361/4895 |
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10361-48952019-09-30T03:47:50Z An enquiry into the financial feasibility of Janata Bank Limited, Mohammadpur corporate branch Rahman, Erham Ebne Abdur Naznin, Humaira BRAC Business School, BRAC University Business administration Janata Bank Limited Financial feasibility This internship report is submitted in a partial fulfillment of the requirements for the degree of Bachelor of Business Administration, 2016. Cataloged from PDF version of Internship report. Includes bibliographical references (page 28). Internship is an integral part of BBA program. The objective of this program is to expose the students to organizational work environment. I got an opportunity to go through such a program. I was assigned to work as an intern in Janata Bank Limited- Mohammadpur Corporate Branch. The report is on “An enquiry into the financial feasibility of Janata Bank Limited, Mohammadpur Corporate Office”. The 1st part of this report is concerned with my overall experience with this branch. The 2nd part stands for the analysis. My focus was to answer how the branch is generating as well as increasing profit. Being a bank, it is supposed to do so by concentrating on banking activities. Non-banking activities are not considered to be avoided but the bank should not pay more attention to it than its core banking activities. The data represents year 2012, 2013 and 2014. Initially in 2012, total income consisted of more portion generated by banking activities. It was 53%. After that, the total income has been made more from profit generated by non-banking activities. In my analysis part, I have taken the weighted average interest receivables on loans and weighted average interest payables on deposits. It is evident that, this branch takes on more deposits than it gives loans. For example, in the last year, total deposits taken were Tk.235.21.66, 971 and total loans made were only Tk. 61, 82, 09,510. However, the interest spreads were positive. Interests paid on deposits hold the largest portion of expenses. In my analysis, Midterm loans hold the highest portion for interest receivables (58%-92%). Similarly, Weighted Average Interest payables for Midterm deposits are the largest. Midterm deposits have greater weights every year. After all the analysis, it can be said that, this branch is profitable but since 2012, it has been increasing it’s profit through non banking activities. It has been more focused on the wholesale funding. The reasons behind such attempt could be lacking of creditworthy client, interest in easy money making without default risk etc. Erham Ebne Abdur Rahman B. Business Administration 2016-01-19T15:05:42Z 2016-01-19T15:05:42Z 2016 2016-01-19 Internship report ID 12104059 http://hdl.handle.net/10361/4895 en BRAC University Internship reports are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. 35 pages application/pdf BRAC University |
| institution |
Brac University |
| collection |
Institutional Repository |
| language |
English |
| topic |
Business administration Janata Bank Limited Financial feasibility |
| spellingShingle |
Business administration Janata Bank Limited Financial feasibility Rahman, Erham Ebne Abdur An enquiry into the financial feasibility of Janata Bank Limited, Mohammadpur corporate branch |
| description |
This internship report is submitted in a partial fulfillment of the requirements for the degree of Bachelor of Business Administration, 2016. |
| author2 |
Naznin, Humaira |
| author_facet |
Naznin, Humaira Rahman, Erham Ebne Abdur |
| format |
Internship report |
| author |
Rahman, Erham Ebne Abdur |
| author_sort |
Rahman, Erham Ebne Abdur |
| title |
An enquiry into the financial feasibility of Janata Bank Limited, Mohammadpur corporate branch |
| title_short |
An enquiry into the financial feasibility of Janata Bank Limited, Mohammadpur corporate branch |
| title_full |
An enquiry into the financial feasibility of Janata Bank Limited, Mohammadpur corporate branch |
| title_fullStr |
An enquiry into the financial feasibility of Janata Bank Limited, Mohammadpur corporate branch |
| title_full_unstemmed |
An enquiry into the financial feasibility of Janata Bank Limited, Mohammadpur corporate branch |
| title_sort |
enquiry into the financial feasibility of janata bank limited, mohammadpur corporate branch |
| publisher |
BRAC University |
| publishDate |
2016 |
| url |
http://hdl.handle.net/10361/4895 |
| work_keys_str_mv |
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