APA način citiranja (7. izdanje)

Islam, M. A., & Chowdhury, F. (2016). Credit rating: Operation and effectiveness. BRAC University.

Čikaški stil citiranja (17. izdanje)

Islam, Md. Ashraful, i Fairuz Chowdhury. Credit Rating: Operation and Effectiveness. BRAC University, 2016.

MLA način citiranja (8. izdanje)

Islam, Md. Ashraful, i Fairuz Chowdhury. Credit Rating: Operation and Effectiveness. BRAC University, 2016.