Evaluation of credit assessment & risk grading management of Dutch-Bangla Bank Limited
This internship report is submitted in a partial fulfillment of the requirements for the degree of Bachelor of Business Administration,2013.
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BRAC University
2014
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| Online Access: | http://hdl.handle.net/10361/2825 |
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10361-2825 |
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10361-28252019-09-30T03:35:55Z Evaluation of credit assessment & risk grading management of Dutch-Bangla Bank Limited Fatima, Zenith Rahman, Sharmin Shabnam BRAC Business School, BRAC University Business administration This internship report is submitted in a partial fulfillment of the requirements for the degree of Bachelor of Business Administration,2013. Cataloged from PDF version of Internship report. Includes bibliographical references (page 66). This paper has attempted to highlight on an evaluation process of Credit Assessment and Credit Risk Grading (CRG) in the context of Dutch Bangla Bank Limited. It leads in the financial institute market among the privatized commercial banks of the country as well as in the entire banking industry. The diversified products of the bank have been focused on the daily life financial needs of the people irrespective to the economic classes. In the light of the assignment the present study has gone through the process involved in lending in different levels and in different modes. Lending is one of the principal functions of the bank as usual which is part and parcel of public money deposited to the Bank. Thus Banks are obviously obligated to manage the risks and to ensure the repayment of the lent money. Sound lending practices therefore, are very important for the trustworthiness, profitability and success of a bank. For the sake of sound lending, it is necessary to develop a sound credit policy and modern credit management techniques equipped with adequate logistic support to ensure that loan/advances are safe and the money will come back within the time set for repayment. For this purpose, proper and prior analysis of credit proposal is required to assess the risk. Credit risk analysis is one of the basic tools of risk management and control, as it identifies the risk factors inherent in lending process of the banks and as quality credit operation deserves critical analysis. For the effective application of CRA, efficient IT based operational software, expertise and proper monitoring of the management. Moreover, willingness and motivation of the concerned individuals are needed. By removing the road block of CRM and CRG implication through the recommendations mentioned in this paper Dutch Bangla Bank Limited can open a new horizon to better assess the risks for lending bankers and will bring the accountability in financial sector. Zenith Fatima B. Business Administration 2014-01-23T05:41:21Z 2014-01-23T05:41:21Z 2013 2013-01-06 Internship report ID 08204008 http://hdl.handle.net/10361/2825 en BRAC University Internship reports are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. 75 pages application/pdf BRAC University |
| institution |
Brac University |
| collection |
Institutional Repository |
| language |
English |
| topic |
Business administration |
| spellingShingle |
Business administration Fatima, Zenith Evaluation of credit assessment & risk grading management of Dutch-Bangla Bank Limited |
| description |
This internship report is submitted in a partial fulfillment of the requirements for the degree of Bachelor of Business Administration,2013. |
| author2 |
Rahman, Sharmin Shabnam |
| author_facet |
Rahman, Sharmin Shabnam Fatima, Zenith |
| format |
Internship report |
| author |
Fatima, Zenith |
| author_sort |
Fatima, Zenith |
| title |
Evaluation of credit assessment & risk grading management of Dutch-Bangla Bank Limited |
| title_short |
Evaluation of credit assessment & risk grading management of Dutch-Bangla Bank Limited |
| title_full |
Evaluation of credit assessment & risk grading management of Dutch-Bangla Bank Limited |
| title_fullStr |
Evaluation of credit assessment & risk grading management of Dutch-Bangla Bank Limited |
| title_full_unstemmed |
Evaluation of credit assessment & risk grading management of Dutch-Bangla Bank Limited |
| title_sort |
evaluation of credit assessment & risk grading management of dutch-bangla bank limited |
| publisher |
BRAC University |
| publishDate |
2014 |
| url |
http://hdl.handle.net/10361/2825 |
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AT fatimazenith evaluationofcreditassessmentriskgradingmanagementofdutchbanglabanklimited |
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