A qualitative choice analysis: examining the factors shaping the patterns of mortgage payment irregularities

This thesis is submitted in partial fulfillment of the requirements for the degree of Master of Science in Applied Economics, 2023.

Bibliographic Details
Main Author:	Kabir, Mohammad Hasan
Other Authors:	Quadria, Taufiq Hasan
Format:	Thesis
Language:	English
Published:	Brac University 2024
Subjects:	Mortgage payment Irregularities Mortgage behaviors Financial education Loan amortization schedules Mortgage loans
Online Access:	http://hdl.handle.net/10361/23723

id	10361-23723
record_format	dspace
spelling	10361-237232024-08-12T21:05:15Z A qualitative choice analysis: examining the factors shaping the patterns of mortgage payment irregularities Kabir, Mohammad Hasan Quadria, Taufiq Hasan Department of Economics and Social Sciences, Brac University. Mortgage payment Irregularities Mortgage behaviors Financial education Loan amortization schedules Mortgage loans This thesis is submitted in partial fulfillment of the requirements for the degree of Master of Science in Applied Economics, 2023. Cataloged from the PDF version of thesis. Includes bibliographical references (pages 44-45). This thesis examines the factors influencing mortgage payment irregularities among individuals. A positive association between higher financial literacy and irregularities challenges the expected results of a negative correlation. While financial education shows potential long-term impacts, home equity loans exhibit stabilization effects that contribute to regular payments. Risk-taking preferences display anticipated connections with irregularities, but financial goal confidence has a surprisingly positive tie to fluctuations in payments. Though improved financial education emerges as a critical implication, the results reveal complex financial decision dynamics, demanding further investigation into the mechanisms driving mortgage behaviors. The limitations of the data sources, measurements, omitted influences, and evolving risk perceptions highlight the need to refine our understanding through continued research on the intricate factors shaping mortgage payment patterns. Ultimately, unraveling these nuances promises major advancements in literacy programs, policies, and lending practices aimed at greater stability across mortgage and economic landscapes. Mohammad Hasan Kabir MS in Applied Economics 2024-08-12T04:44:17Z 2024-08-12T04:44:17Z ©2023 2023-12 Thesis ID 22275009 http://hdl.handle.net/10361/23723 en Brac University theses are protected by copyright. This may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. 54 pages application/pdf Brac University
institution	Brac University
collection	Institutional Repository
language	English
topic	Mortgage payment Irregularities Mortgage behaviors Financial education Loan amortization schedules Mortgage loans
spellingShingle	Mortgage payment Irregularities Mortgage behaviors Financial education Loan amortization schedules Mortgage loans Kabir, Mohammad Hasan A qualitative choice analysis: examining the factors shaping the patterns of mortgage payment irregularities
description	This thesis is submitted in partial fulfillment of the requirements for the degree of Master of Science in Applied Economics, 2023.
author2	Quadria, Taufiq Hasan
author_facet	Quadria, Taufiq Hasan Kabir, Mohammad Hasan
format	Thesis
author	Kabir, Mohammad Hasan
author_sort	Kabir, Mohammad Hasan
title	A qualitative choice analysis: examining the factors shaping the patterns of mortgage payment irregularities
title_short	A qualitative choice analysis: examining the factors shaping the patterns of mortgage payment irregularities
title_full	A qualitative choice analysis: examining the factors shaping the patterns of mortgage payment irregularities
title_fullStr	A qualitative choice analysis: examining the factors shaping the patterns of mortgage payment irregularities
title_full_unstemmed	A qualitative choice analysis: examining the factors shaping the patterns of mortgage payment irregularities
title_sort	qualitative choice analysis: examining the factors shaping the patterns of mortgage payment irregularities
publisher	Brac University
publishDate	2024
url	http://hdl.handle.net/10361/23723
work_keys_str_mv	AT kabirmohammadhasan aqualitativechoiceanalysisexaminingthefactorsshapingthepatternsofmortgagepaymentirregularities AT kabirmohammadhasan qualitativechoiceanalysisexaminingthefactorsshapingthepatternsofmortgagepaymentirregularities
_version_	1814309595842084864

A qualitative choice analysis: examining the factors shaping the patterns of mortgage payment irregularities

Similar Items