A comparative analysis of conventional and modern methods of credit risk assessment in financial institutions: implications for micro, small and medium enterprises (MSMEs)

This internship report is submitted in partial fulfillment of the requirements for the degree of Bachelor of Business Administration, 2023.

Manylion Llyfryddiaeth
Prif Awdur:	Hossain, Nabiha
Awduron Eraill:	Haque, Mohammad Mujibul
Fformat:	Internship report
Iaith:	English
Cyhoeddwyd:	Brac University 2024
Pynciau:	Credit risk management Conventional methods Small and medium enterprises Credit > Management Risk management Small business > Case studies
Mynediad Ar-lein:	http://hdl.handle.net/10361/22883

id	10361-22883
record_format	dspace
spelling	10361-228832024-05-20T21:01:12Z A comparative analysis of conventional and modern methods of credit risk assessment in financial institutions: implications for micro, small and medium enterprises (MSMEs) Hossain, Nabiha Haque, Mohammad Mujibul Brac Business School, Brac University Credit risk management Conventional methods Small and medium enterprises Credit--Management Risk management Small business--Case studies This internship report is submitted in partial fulfillment of the requirements for the degree of Bachelor of Business Administration, 2023. Cataloged from PDF version of internship reports. Includes bibliographical references (page no. 65-68). This report is a culmination of what I have garnered from my undergraduate classes and from the experience of my three-month internship period. Familiarizing myself with the corporate sector and gaining practical experience helped understand the academic knowledge in practice and prepare this report overviewing the three chapters discussing my experience, the organization and the research topic. Beginning with the first chapter, the information of the student, myself, at the allocated organization during the internship period. Additional details such as work place tasks, contribution to the organization all are addressed. From the three-month internship period, it was possible to build a bridge from the academic world to the corporate sector. Majoring in finance, and being in a financial organization such as IPDC Finance made it possible to see the reality of finance industry and the operations in-person and in detail. Moving to the second chapter, the organization part, covers all sectors of operations conducted by the organization, IPDC Finance. Management practices, marketing practices, financial performances & accounting practices, as well as the industry and company analysis. In the end of the chapter, certain recommendations are further provided based on the research done on the organization. Finally, in the third chapter, that is the research on “A Comparative Analysis of Conventional and Modern Methods of Credit Risk Assessment”. The topic dives into detailed analysis of the conventional methods being used. The report includes an example of memo, that is used by IPDC when assessing credit and is an important document when considering loan approvals. Further, the report analyzes the benefits of the modern methods, that are potential alternative tools to assess credit risk. This includes usage of Artificial Intelligence and Machine Learning in credit risk management, that will erase human error, biasness and such. This will be highly beneficial for the micro, small, and medium enterprises (MSMEs) which are often subject to not receiving the required funding due its nature and scale. The report comes to a conclusion to see the visible scopes and opportunities available if the modern methods are implemented by the financial institutions for its credit risk assessment Nabiha Hossain B. Business Administration 2024-05-20T05:31:19Z 2024-05-20T05:31:19Z ©2023 2023-12 Internship report ID 20104023 http://hdl.handle.net/10361/22883 en Brac University internship reports are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. 81 pages application/pdf Brac University
institution	Brac University
collection	Institutional Repository
language	English
topic	Credit risk management Conventional methods Small and medium enterprises Credit--Management Risk management Small business--Case studies
spellingShingle	Credit risk management Conventional methods Small and medium enterprises Credit--Management Risk management Small business--Case studies Hossain, Nabiha A comparative analysis of conventional and modern methods of credit risk assessment in financial institutions: implications for micro, small and medium enterprises (MSMEs)
description	This internship report is submitted in partial fulfillment of the requirements for the degree of Bachelor of Business Administration, 2023.
author2	Haque, Mohammad Mujibul
author_facet	Haque, Mohammad Mujibul Hossain, Nabiha
format	Internship report
author	Hossain, Nabiha
author_sort	Hossain, Nabiha
title	A comparative analysis of conventional and modern methods of credit risk assessment in financial institutions: implications for micro, small and medium enterprises (MSMEs)
title_short	A comparative analysis of conventional and modern methods of credit risk assessment in financial institutions: implications for micro, small and medium enterprises (MSMEs)
title_full	A comparative analysis of conventional and modern methods of credit risk assessment in financial institutions: implications for micro, small and medium enterprises (MSMEs)
title_fullStr	A comparative analysis of conventional and modern methods of credit risk assessment in financial institutions: implications for micro, small and medium enterprises (MSMEs)
title_full_unstemmed	A comparative analysis of conventional and modern methods of credit risk assessment in financial institutions: implications for micro, small and medium enterprises (MSMEs)
title_sort	comparative analysis of conventional and modern methods of credit risk assessment in financial institutions: implications for micro, small and medium enterprises (msmes)
publisher	Brac University
publishDate	2024
url	http://hdl.handle.net/10361/22883
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A comparative analysis of conventional and modern methods of credit risk assessment in financial institutions: implications for micro, small and medium enterprises (MSMEs)

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