ICRRS of manufacturing sector customers of The City Bank Limited – corporate banking division
This internship report is submitted in partial fulfillment of the requirements for the degree of Bachelor of Business Administration, 2023.
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| Lenguaje: | English |
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Brac University
2024
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| Acceso en línea: | http://hdl.handle.net/10361/22239 |
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10361-22239 |
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10361-222392024-01-29T21:03:17Z ICRRS of manufacturing sector customers of The City Bank Limited – corporate banking division Ahmed, Sharar Irfan Hoque, Mohammad Enamul Brac Business School, Brac University The City Bank Limted ICRRS Corporate banking Bangladesh Bank Guideline Internal credit risk rating system Banks and banking--Bangladesh. This internship report is submitted in partial fulfillment of the requirements for the degree of Bachelor of Business Administration, 2023. Cataloged from PDF version of internship report. Includes bibliographical references (page 69). "Before making loans to its industrial clients, the corporate banking divisions of CBL have a robust risk management framework in place. The internal credit risk assessment method used by this system, which combines quantitative and qualitative factors to calculate each client's credit rating and the appropriate loan limit, is a vital element. A thorough financial investigation is conducted by the bank to determine a client's creditworthiness. This necessitates a thorough examination of the client's income statement, balance sheet, and cash flow statement. Along with other factors including cash flow, profitability, solvency, liquidity, and past financial performance, changes in sales, costs, and profitability are also taken into consideration. The internal credit risk evaluation method includes both financial analysis and a comprehensive company inquiry. The bank assesses the client's competitive landscape, market share, and business plan. It evaluates the client's business plan and takes into account how well the client can adapt to shifting market conditions. Additionally, this analysis considers elements like the product mix, clientele, distribution channels, and pricing strategy. Industry research is also an essential element in the evaluation of credit risk. The bank takes into account the overall size of the industry, its future development potential, and the regulatory environment. Another factor the bank considers is the client's position in the market, including their market share and competitive advantages. To ascertain the risks associated with extending credit to a customer, the bank conducts a risk analysis. This involves considering the customer's credit history, the existence of any collateral that may be used to lower risk, and any other relevant factors that might have an effect on the risk of default. By employing this extensive method of credit risk assessment, CBL wants to ensure the stability and profitability of the bank and its industrial partners while enabling it to make informed decisions when giving loans to its clients." Sharar Irfan Ahmed B. Business Administration 2024-01-29T05:41:17Z 2024-01-29T05:41:17Z 2023 2023-08 Internship report ID 19204051 http://hdl.handle.net/10361/22239 en Brac University internship reports are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. 84 pages application/pdf Brac University |
| institution |
Brac University |
| collection |
Institutional Repository |
| language |
English |
| topic |
The City Bank Limted ICRRS Corporate banking Bangladesh Bank Guideline Internal credit risk rating system Banks and banking--Bangladesh. |
| spellingShingle |
The City Bank Limted ICRRS Corporate banking Bangladesh Bank Guideline Internal credit risk rating system Banks and banking--Bangladesh. Ahmed, Sharar Irfan ICRRS of manufacturing sector customers of The City Bank Limited – corporate banking division |
| description |
This internship report is submitted in partial fulfillment of the requirements for the degree of Bachelor of Business Administration, 2023. |
| author2 |
Hoque, Mohammad Enamul |
| author_facet |
Hoque, Mohammad Enamul Ahmed, Sharar Irfan |
| format |
Internship report |
| author |
Ahmed, Sharar Irfan |
| author_sort |
Ahmed, Sharar Irfan |
| title |
ICRRS of manufacturing sector customers of The City Bank Limited – corporate banking division |
| title_short |
ICRRS of manufacturing sector customers of The City Bank Limited – corporate banking division |
| title_full |
ICRRS of manufacturing sector customers of The City Bank Limited – corporate banking division |
| title_fullStr |
ICRRS of manufacturing sector customers of The City Bank Limited – corporate banking division |
| title_full_unstemmed |
ICRRS of manufacturing sector customers of The City Bank Limited – corporate banking division |
| title_sort |
icrrs of manufacturing sector customers of the city bank limited – corporate banking division |
| publisher |
Brac University |
| publishDate |
2024 |
| url |
http://hdl.handle.net/10361/22239 |
| work_keys_str_mv |
AT ahmedshararirfan icrrsofmanufacturingsectorcustomersofthecitybanklimitedcorporatebankingdivision |
| _version_ |
1814309591574380544 |