APA način citiranja (7. izdanje)

Ahmed, M. F., & Hossain, S. (2012). The process of SMS loan and repayment behavior of customers: BRAC Bank Limited. BRAC University.

Čikaški stil citiranja (17. izdanje)

Ahmed, Md. Foysal, i Saif  Hossain. The Process of SMS Loan and Repayment Behavior of Customers: BRAC Bank Limited. BRAC University, 2012.

MLA način citiranja (8. izdanje)

Ahmed, Md. Foysal, i Saif  Hossain. The Process of SMS Loan and Repayment Behavior of Customers: BRAC Bank Limited. BRAC University, 2012.

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