APA (7 ম সংস্করণ) উদ্ধৃতি

Ahmed, M. F., & Hossain, S. (2012). The process of SMS loan and repayment behavior of customers: BRAC Bank Limited. BRAC University.

শিকাগো স্টাইল (17 তম সংস্করণ) উদ্ধৃতি

Ahmed, Md. Foysal, এবং Saif  Hossain. The Process of SMS Loan and Repayment Behavior of Customers: BRAC Bank Limited. BRAC University, 2012.

M.L.A (8 ম সংস্করণ) উদ্ধৃতি

Ahmed, Md. Foysal, এবং Saif  Hossain. The Process of SMS Loan and Repayment Behavior of Customers: BRAC Bank Limited. BRAC University, 2012.