Financial performance analysis of Shahjalal Islam Bank limited
This internship report is submitted in partial fulfillment of the requirements for the degree of Bachelor of Business Administration, 2021.
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| Format: | Internship report |
| Language: | English |
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Brac University
2021
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| Online Access: | http://hdl.handle.net/10361/14869 |
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10361-14869 |
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Brac University |
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Institutional Repository |
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English |
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Finance Performance analysis Shahjalal Islam Bank limited. Banking service Banks and banking--Bangladesh. Performance |
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Finance Performance analysis Shahjalal Islam Bank limited. Banking service Banks and banking--Bangladesh. Performance Nahar, Nazmun Financial performance analysis of Shahjalal Islam Bank limited |
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This internship report is submitted in partial fulfillment of the requirements for the degree of Bachelor of Business Administration, 2021. |
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Haq, Mahmudul |
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Haq, Mahmudul Nahar, Nazmun |
| format |
Internship report |
| author |
Nahar, Nazmun |
| author_sort |
Nahar, Nazmun |
| title |
Financial performance analysis of Shahjalal Islam Bank limited |
| title_short |
Financial performance analysis of Shahjalal Islam Bank limited |
| title_full |
Financial performance analysis of Shahjalal Islam Bank limited |
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Financial performance analysis of Shahjalal Islam Bank limited |
| title_full_unstemmed |
Financial performance analysis of Shahjalal Islam Bank limited |
| title_sort |
financial performance analysis of shahjalal islam bank limited |
| publisher |
Brac University |
| publishDate |
2021 |
| url |
http://hdl.handle.net/10361/14869 |
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AT naharnazmun financialperformanceanalysisofshahjalalislambanklimited |
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1814307558697992192 |
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10361-148692024-09-19T05:40:53Z Financial performance analysis of Shahjalal Islam Bank limited Nahar, Nazmun Haq, Mahmudul Brac Business School, Brac University Finance Performance analysis Shahjalal Islam Bank limited. Banking service Banks and banking--Bangladesh. Performance This internship report is submitted in partial fulfillment of the requirements for the degree of Bachelor of Business Administration, 2021. Cataloged from PDF version of internship report. Includes bibliographical references (page 37) This internship report emphasizes the Financial Performance Analysis of Shahjalal Islam Bank limited. There are four chapters in this report which cover specific areas related to the analysis. This report's main objective is to identify Shahjalal Islami Bank Limited's financial position and analyze the financial performance to identify the strengths and weaknesses and finally provide recommendations to overcome the limitations. The whole analysis part was carried out using secondary data collected from online sources, relevant articles, and previous annual reports. Secondly, the next chapter discusses the overview of Shahajalal Islami Bank and its mission and vision. This bank has started its journey initially as a public limited company, and they have expanded now to every corner of the country by founding 72 branches. They have introduced special schemes tailored to their customers' specific needs like Mudaraba monthly income scheme, Mudaraba double/triple benefit scheme, Mudaraba monthly deposit scheme, Mudaraba Housing deposit scheme, Mudaraba education deposit scheme etc. Their marketing strategy facilitated the organization to secure sustainable business growth by offering quality services to its clients. In addition to that, they have also been able to fulfill their yearly profit goals, which has taken them one step towards becoming an industry leader. Besides growth, they strictly follow financial laws and banking protocols to show professionalism. Efficient top management and special customer need-oriented schemes have enabled this organization to achieve a competitive advantage over other banks. On the contrary, this bank always depends on centralized decisions from head office and lacks technical workforce and logistics. These can be considered as the major weaknesses of this company. Third chapter discusses financial performance analysis of the bank. Moreover, it has used financial statement analysis, different ratio analysis techniques on gathered data. There are several ratio analysis methods like current ratio, net working capital, debt ratio, equity over time, return on asset etc. which compares line-item data from company's financial statements to gain insights about profitability, liquidity, operational efficiency. It demonstrates the company's performance by identifying it's financial position and comparing it to other existing companies of the same and different sectors. The final chapter of this report focuses on financial analysis findings and provides recommendations to address the shortcomings of these findings. Some of the major conclusions are decreasing tendency of current ratio, and debt ratio demonstrates an upward curve when plotted against time intervals for the last few years. Besides shortcomings, some of the findings indicate the organization's satisfactory performance, like the debt ratio has improved compared to previous records. Some recommendations are discussed in this section to address the current issues regarding financial performance. Some of the author's suggestions are improving the bank's ability to produce more cash to fulfill short-term obligations and making appropriate use of deposit funds to improve the investment to Deposit ratio. Nazmun Nahar B. Business Administration 2021-07-30T12:39:59Z 2021-07-30T12:39:59Z 2021 2021-01 Internship report ID 15204031 http://hdl.handle.net/10361/14869 en Brac University Internship reports are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. 37 pages application/pdf Brac University |