Microfinance in the Brahmaputra-Jamuna chars: the context, the providers and way forward
Informal financial sources dominate the financial landscape of the char areas in ways distinct from the mainland areas of rural Bangladesh. Microfinance in the char areas has not even scratched the surface of the first and basic microfinance challenge - outreach. However, the challenges of expand...
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| التنسيق: | Research report |
| اللغة: | English |
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BRAC
2019
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| الوصول للمادة أونلاين: | http://hdl.handle.net/10361/13086 |
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10361-13086 |
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10361-130862019-11-24T21:01:14Z Microfinance in the Brahmaputra-Jamuna chars: the context, the providers and way forward Marin, Imran Hassan, M. Emrul Maniruzzaman, Md. Char areas Rural Bangladesh ASA BRAC Microcredit--Bangladesh. Rural development--Bangladesh. Informal financial sources dominate the financial landscape of the char areas in ways distinct from the mainland areas of rural Bangladesh. Microfinance in the char areas has not even scratched the surface of the first and basic microfinance challenge - outreach. However, the challenges of expanding outreach and developing innovative products and delivery mechanisms go hand is hand in the char areas, in a way that is distinct from the general mainland rural Bangladesh. This is because investments in a core product and methodology experimentation that works, for the most part, in mainland rural Bangladesh w<1s already undertaken by Grameen and other microfinance pioneers, such as BRAC and ASA. This is not the case for the char areas. Good microfinancing in the char areas would involve significant investment in building knowledge and capacity. High chances of selection and frequent seasonal migration are two important features of char dwellers' livelihood. Incomings into the household is usually much less regular than it is on the mainland and a large proportion of income come in lumps from seasonal migration. Livestock earning is the most regular among the common sources from which char dwellers derive their income. However, poor price, lack of timely and cost effective veterinary sen·ices, livestock fodder and safety problems during flood periods, etc. pose significant challenges to this important sector for the char dwellers. Opportunities to engage in activities that will smoothen the income flow is restricted by difficulties of market access and general decline in the adjoining mainland.... 2019-11-24T06:48:30Z 2019-11-24T06:48:30Z 2002-03 Research report Matin, I., Hassan, M. E., & Maniruzzaman, M. (2002, March). Microfinance in the Brahmaputra-Jamuna chars: the context, the providers and way forward. Research Reports (2002): Economic Studies, Vol - XVIII, 25–66. http://hdl.handle.net/10361/13086 en application/pdf BRAC |
| institution |
Brac University |
| collection |
Institutional Repository |
| language |
English |
| topic |
Char areas Rural Bangladesh ASA BRAC Microcredit--Bangladesh. Rural development--Bangladesh. |
| spellingShingle |
Char areas Rural Bangladesh ASA BRAC Microcredit--Bangladesh. Rural development--Bangladesh. Marin, Imran Hassan, M. Emrul Maniruzzaman, Md. Microfinance in the Brahmaputra-Jamuna chars: the context, the providers and way forward |
| description |
Informal financial sources dominate the financial landscape of the char areas in ways distinct from
the mainland areas of rural Bangladesh. Microfinance in the char areas has not even scratched the
surface of the first and basic microfinance challenge - outreach. However, the challenges of
expanding outreach and developing innovative products and delivery mechanisms go hand is hand in
the char areas, in a way that is distinct from the general mainland rural Bangladesh. This is because
investments in a core product and methodology experimentation that works, for the most part, in
mainland rural Bangladesh w<1s already undertaken by Grameen and other microfinance pioneers,
such as BRAC and ASA. This is not the case for the char areas. Good microfinancing in the char
areas would involve significant investment in building knowledge and capacity. High chances of selection and frequent seasonal
migration are two important features of char dwellers' livelihood. Incomings into the household is usually much less regular than
it is on the mainland and a large proportion of income come in lumps from seasonal migration. Livestock
earning is the most regular among the common sources from which char dwellers derive their
income. However, poor price, lack of timely and cost effective veterinary sen·ices, livestock fodder
and safety problems during flood periods, etc. pose significant challenges to this important sector for
the char dwellers. Opportunities to engage in activities that will smoothen the income flow is
restricted by difficulties of market access and general decline in the adjoining mainland.... |
| format |
Research report |
| author |
Marin, Imran Hassan, M. Emrul Maniruzzaman, Md. |
| author_facet |
Marin, Imran Hassan, M. Emrul Maniruzzaman, Md. |
| author_sort |
Marin, Imran |
| title |
Microfinance in the Brahmaputra-Jamuna chars: the context, the providers and way forward |
| title_short |
Microfinance in the Brahmaputra-Jamuna chars: the context, the providers and way forward |
| title_full |
Microfinance in the Brahmaputra-Jamuna chars: the context, the providers and way forward |
| title_fullStr |
Microfinance in the Brahmaputra-Jamuna chars: the context, the providers and way forward |
| title_full_unstemmed |
Microfinance in the Brahmaputra-Jamuna chars: the context, the providers and way forward |
| title_sort |
microfinance in the brahmaputra-jamuna chars: the context, the providers and way forward |
| publisher |
BRAC |
| publishDate |
2019 |
| url |
http://hdl.handle.net/10361/13086 |
| work_keys_str_mv |
AT marinimran microfinanceinthebrahmaputrajamunacharsthecontexttheprovidersandwayforward AT hassanmemrul microfinanceinthebrahmaputrajamunacharsthecontexttheprovidersandwayforward AT maniruzzamanmd microfinanceinthebrahmaputrajamunacharsthecontexttheprovidersandwayforward |
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1814307992422580224 |