An assessment of the biweekly collection system of RDP

The present study intended to assess the effects of the biweekly collection system of RDP on both the BRAC staff and the programme participants. Data were derived from eight VOs as well as three AOs selected randomly. Findings indicated that the biweekly collection system saves time of both BRAC...

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Bibliographic Details
Main Author:	Banu, Dilruba
Format:	Research report
Language:	English
Published:	BRAC 2019
Subjects:	Biweekly collection Rural Development Programme BRAC Rural development > Bangladesh.
Online Access:	http://hdl.handle.net/10361/13045

id	10361-13045
record_format	dspace
spelling	10361-130452019-11-20T21:01:48Z An assessment of the biweekly collection system of RDP Banu, Dilruba Biweekly collection Rural Development Programme BRAC Rural development--Bangladesh. The present study intended to assess the effects of the biweekly collection system of RDP on both the BRAC staff and the programme participants. Data were derived from eight VOs as well as three AOs selected randomly. Findings indicated that the biweekly collection system saves time of both BRAC staff and VO members for attending VO meetings. Members' attendance in collection meeting increased. Apparently the intensity of members' involvement in income generating activities also increased. The biweekly system reduces the operation cost of the credit programme of BRAC's RDP as it needs less staff for instalment collection. On the contrary, in the new system the size of loan instalment is big and it keeps the members always under pressure for managing money. It increases the tension of the BRAC staff to check the chance of overdue or partial repayment of loans by the VO members every month. Dependency on husband increases for using loans and repaying instalments, as members are prone to greater risk paying a double amount as instalment every two week. The biweekly system focuses more on the households' economy rather than meeting interests of the VO members towards their empowerment. Members accepted the biweekly collection system only as BRAC wanted to initiate it. 2019-11-20T10:24:54Z 2019-11-20T10:24:54Z 1999-12 Research report Banu, D. (1999, December). An assessment of the biweekly collection system of RDP. Research Reports (1999): Economic Studies, Vol - XIV, 216–239. http://hdl.handle.net/10361/13045 en application/pdf BRAC
institution	Brac University
collection	Institutional Repository
language	English
topic	Biweekly collection Rural Development Programme BRAC Rural development--Bangladesh.
spellingShingle	Biweekly collection Rural Development Programme BRAC Rural development--Bangladesh. Banu, Dilruba An assessment of the biweekly collection system of RDP
description	The present study intended to assess the effects of the biweekly collection system of RDP on both the BRAC staff and the programme participants. Data were derived from eight VOs as well as three AOs selected randomly. Findings indicated that the biweekly collection system saves time of both BRAC staff and VO members for attending VO meetings. Members' attendance in collection meeting increased. Apparently the intensity of members' involvement in income generating activities also increased. The biweekly system reduces the operation cost of the credit programme of BRAC's RDP as it needs less staff for instalment collection. On the contrary, in the new system the size of loan instalment is big and it keeps the members always under pressure for managing money. It increases the tension of the BRAC staff to check the chance of overdue or partial repayment of loans by the VO members every month. Dependency on husband increases for using loans and repaying instalments, as members are prone to greater risk paying a double amount as instalment every two week. The biweekly system focuses more on the households' economy rather than meeting interests of the VO members towards their empowerment. Members accepted the biweekly collection system only as BRAC wanted to initiate it.
format	Research report
author	Banu, Dilruba
author_facet	Banu, Dilruba
author_sort	Banu, Dilruba
title	An assessment of the biweekly collection system of RDP
title_short	An assessment of the biweekly collection system of RDP
title_full	An assessment of the biweekly collection system of RDP
title_fullStr	An assessment of the biweekly collection system of RDP
title_full_unstemmed	An assessment of the biweekly collection system of RDP
title_sort	assessment of the biweekly collection system of rdp
publisher	BRAC
publishDate	2019
url	http://hdl.handle.net/10361/13045
work_keys_str_mv	AT banudilruba anassessmentofthebiweeklycollectionsystemofrdp AT banudilruba assessmentofthebiweeklycollectionsystemofrdp
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An assessment of the biweekly collection system of RDP

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