A study on RDP loans and the investment costs of some IGAs

This paper is a cost study of the six most commonly performed micro-enterprises in four village organizations. It is an investigation to see whether loans for these micro enterprises restrict borrower's ability to meet the purchase cost of working capital and thus sustain themselves. Fixed a...

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Main Authors:	Matin, Rukhsana, Rab, Habib N.
Format:	Research report
Language:	English
Published:	BRAC 2019
Subjects:	Rural development programme Investment BRAC Microcredit > Bangladesh. Women > Bangladesh > Economic conditions.
Online Access:	http://hdl.handle.net/10361/13003

id	10361-13003
record_format	dspace
spelling	10361-130032019-11-18T21:01:22Z A study on RDP loans and the investment costs of some IGAs Matin, Rukhsana Rab, Habib N. Rural development programme Investment BRAC Microcredit--Bangladesh. Women--Bangladesh--Economic conditions. This paper is a cost study of the six most commonly performed micro-enterprises in four village organizations. It is an investigation to see whether loans for these micro enterprises restrict borrower's ability to meet the purchase cost of working capital and thus sustain themselves. Fixed and variable costs were estimated to calculate total investment cost. Project viability was assessed by calculating the return on investment in terms of the return on investment. Out of a total sample of 114 respondents, the key findings show that for IGAs with no gestation gaps, namely trading and paddy husking, loans were on the whole sufficient to cover investment cost. However, investment costs in these cases are also a function of factors such as the scale of operation and prior involvement with the activity. For IGAs with gestation gaps, namely vegetable cultivation, milch cow and chick rearing, it is recommended that loan sizes may be increased due to large initial investment outlays. 2019-11-18T08:57:24Z 2019-11-18T08:57:24Z 1998-02 Research report Matin, R., & Rab, H. N. (1998, February). A study on RDP loans and the investment costs of some IGAs. Research Reports (1998): Economic Studies, Vol - XIII, 114–159. http://hdl.handle.net/10361/13003 en application/pdf BRAC
institution	Brac University
collection	Institutional Repository
language	English
topic	Rural development programme Investment BRAC Microcredit--Bangladesh. Women--Bangladesh--Economic conditions.
spellingShingle	Rural development programme Investment BRAC Microcredit--Bangladesh. Women--Bangladesh--Economic conditions. Matin, Rukhsana Rab, Habib N. A study on RDP loans and the investment costs of some IGAs
description	This paper is a cost study of the six most commonly performed micro-enterprises in four village organizations. It is an investigation to see whether loans for these micro enterprises restrict borrower's ability to meet the purchase cost of working capital and thus sustain themselves. Fixed and variable costs were estimated to calculate total investment cost. Project viability was assessed by calculating the return on investment in terms of the return on investment. Out of a total sample of 114 respondents, the key findings show that for IGAs with no gestation gaps, namely trading and paddy husking, loans were on the whole sufficient to cover investment cost. However, investment costs in these cases are also a function of factors such as the scale of operation and prior involvement with the activity. For IGAs with gestation gaps, namely vegetable cultivation, milch cow and chick rearing, it is recommended that loan sizes may be increased due to large initial investment outlays.
format	Research report
author	Matin, Rukhsana Rab, Habib N.
author_facet	Matin, Rukhsana Rab, Habib N.
author_sort	Matin, Rukhsana
title	A study on RDP loans and the investment costs of some IGAs
title_short	A study on RDP loans and the investment costs of some IGAs
title_full	A study on RDP loans and the investment costs of some IGAs
title_fullStr	A study on RDP loans and the investment costs of some IGAs
title_full_unstemmed	A study on RDP loans and the investment costs of some IGAs
title_sort	study on rdp loans and the investment costs of some igas
publisher	BRAC
publishDate	2019
url	http://hdl.handle.net/10361/13003
work_keys_str_mv	AT matinrukhsana astudyonrdploansandtheinvestmentcostsofsomeigas AT rabhabibn astudyonrdploansandtheinvestmentcostsofsomeigas AT matinrukhsana studyonrdploansandtheinvestmentcostsofsomeigas AT rabhabibn studyonrdploansandtheinvestmentcostsofsomeigas
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A study on RDP loans and the investment costs of some IGAs

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