Credit rating methodology of the Bangladesh Rating Agency Limited

This internship report is submitted in partial fulfillment of the requirements for the degree of Masters of Business Administration, 2019.

Dettagli Bibliografici
Autore principale: Tasnim, Humayra
Altri autori: Ahmed, Salehuddin
Natura: Internship report
Lingua:English
Pubblicazione: Brac University 2019
Soggetti:
Accesso online:http://hdl.handle.net/10361/12748
id 10361-12748
record_format dspace
spelling 10361-127482019-11-27T21:01:01Z Credit rating methodology of the Bangladesh Rating Agency Limited Tasnim, Humayra Ahmed, Salehuddin Brac Business School, Brac University Credit rating Bangladesh Rating Agency Limited Gulf Oil Bangladesh Limited Credit--Management Risk management This internship report is submitted in partial fulfillment of the requirements for the degree of Masters of Business Administration, 2019. Cataloged from PDF version of internship report. Includes bibliographical references (page 49). Credit Rating is an evaluation of Credit risk of a debtor like bank, business, individuals, government etc. to pay back their borrowed loan to the creditor. Credit Rating Agency analysis this credit risk of a debtor and give them rating award, which is the indicator of credit risk. After the financial crisis started the credit rating agency or credit rating term popularized in the whole world. Bank and NBFI’s giving credit money to the debtor without understanding the credit borrower business and loan repay back capacity. For that reason the Bank and NBFI’s didn’t get back their lending money from the debtor after that country’s financial institutions and government are bankrupted because of money crisis. In this point of time top tree credit rating agency come to the front and they evaluate the credit risk of debtor so that creditor can understand the debtor capacity to mitigate the loan. There many types of Credit Rating in the world like international, corporate, insurer financial strength, and national ratings these all are the types of credit rating. At first BDRAL completes an underlying gathering with its customer and takes data. At that point a detail examination is done on customers' plan of action, money related condition, industry hazard, activity chance, administration, foundation, and credit office. After that a gathering of credit rate banters about and chooses a suitable rating keep up every one of the sets of accepted rules for the credit value of the organization. An honor letter and credit rating report must be submitted specifying the rating to its customer. In this report I've examined about credit rating, credit rating score in Bangladesh, and necessities of rating in Bangladesh, about BDRAL, points of interest discourse on the credit rating process at BDRAL, brief exchange on the money related articulation. In my temporary position report I have completed an examination on Gulf Oil Bangladesh Limited and Freeam Trading Company Ltd. Over all, there are some references on BDRAL and its rating process. It can be said that importance of credit rating is increasing day by day. Humayra Tasnim M. Business Administration 2019-09-23T08:24:35Z 2019-09-23T08:24:35Z 2019 2019-09 Internship report ID 17164017 http://hdl.handle.net/10361/12748 en Brac University Internship reports are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. 50 pages application/pdf application/pdf Brac University
institution Brac University
collection Institutional Repository
language English
topic Credit rating
Bangladesh Rating Agency Limited
Gulf Oil Bangladesh Limited
Credit--Management
Risk management
spellingShingle Credit rating
Bangladesh Rating Agency Limited
Gulf Oil Bangladesh Limited
Credit--Management
Risk management
Tasnim, Humayra
Credit rating methodology of the Bangladesh Rating Agency Limited
description This internship report is submitted in partial fulfillment of the requirements for the degree of Masters of Business Administration, 2019.
author2 Ahmed, Salehuddin
author_facet Ahmed, Salehuddin
Tasnim, Humayra
format Internship report
author Tasnim, Humayra
author_sort Tasnim, Humayra
title Credit rating methodology of the Bangladesh Rating Agency Limited
title_short Credit rating methodology of the Bangladesh Rating Agency Limited
title_full Credit rating methodology of the Bangladesh Rating Agency Limited
title_fullStr Credit rating methodology of the Bangladesh Rating Agency Limited
title_full_unstemmed Credit rating methodology of the Bangladesh Rating Agency Limited
title_sort credit rating methodology of the bangladesh rating agency limited
publisher Brac University
publishDate 2019
url http://hdl.handle.net/10361/12748
work_keys_str_mv AT tasnimhumayra creditratingmethodologyofthebangladeshratingagencylimited
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