A study on loan portfolio management of Commercial Bank of Ceylon, PLC: an evaluation
This internship report is submitted in a partial fulfilment of the requirements for the degree of Masters of Business Administration, 2018.
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BRAC Univeristy
2018
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অনলাইন ব্যবহার করুন: | http://hdl.handle.net/10361/10126 |
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10361-101262019-09-30T04:46:35Z A study on loan portfolio management of Commercial Bank of Ceylon, PLC: an evaluation Fakir, Md. Jannat Ahmed, Dr. Salehuddin BRAC Business School, BRAC University Commercial Bank of Ceylon PLC This internship report is submitted in a partial fulfilment of the requirements for the degree of Masters of Business Administration, 2018. Catalogued from PDF version of internship report. Includes bibliographical references (page 32). This report is based on “A Study on Loan Portfolio management of Commercial Bank of Ceylon, PLC: An Evaluation” that is made from experience of working in Credit Admin Department of CBCL. At present, In Bangladesh Banks and Financial Institutions facing some problems especially in credit management as a result some banks are at the verge of ruin because of their huge non-performing and classified loans. Therefore banks are becoming very competitive as various kinds of services and products launched and availed by financial institution are increasing with rapid growth due to in such a small market where 57 Banks and more than 33 NBFIs are chasing too few customers. People and corporate need money to accommodate their livelihoods as well as upgrade with the present status of living; therefore people and corporate take Loan and advances from the bank anytime during their life this loan amount which is funded by pooling money from public saving in exchange of interest. This is why all banks including commercial bank mobilize and channelize their funds with great cautious. This report focuses on different loan portfolios funded and provided By Commercial Bank of Ceylon. The main objectives of the report are identifying the different types of loan portfolios and their overall management and performance in the last few years. Both primary and secondary sources of data have been used to materialize this report. The first part of this report is organization part which covers organizational overview including its brief history from date of inception, mission, vision, activities, core business and last five years highlights. Second part of the report is project part that covers introductory part which includes introduction, objective, scope, limitation and the rest of the report encompasses literature review, methodology, analysis, findings, recommendations, conclusions and references. Although Commercial Bank of Ceylon is under foreign commercial bank category, It plays a vital role to accelerate and contribute a lot to the economic growth and activities of the country by extending loans and diversifying its credit portfolio by financing substantial amount of loans in SMEs, Garments, Textile and Spinning, Steel and Engineering, Paper and Paper Products Food and Food Processing, Wholesale and Retail Trading sectors and so on since its inception and renamed in 2003 as CBCL. In the recent years the Bank emphasizes on lending to SMEs and export oriented industries. The major task for a bank is to succeed in the competitive environment of credit service by managing its loan portfolio in an efficient and effective way. And commercial bank of Ceylon manages the loan portfolio in effective way and earns success and prosperity consistently. It operates in a disciplined and prudent manner with focusing on driving productivity initiatives with delivering sustainable improvements in business performance. Md. Jannat Fakir M. Business Administration 2018-05-13T03:58:47Z 2018-05-13T03:58:47Z 2018 2018-04-03 Internship report ID 15264005 http://hdl.handle.net/10361/10126 en BRAC University internship reports are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. 32 pages application/pdf BRAC Univeristy |
institution |
Brac University |
collection |
Institutional Repository |
language |
English |
topic |
Commercial Bank of Ceylon PLC |
spellingShingle |
Commercial Bank of Ceylon PLC Fakir, Md. Jannat A study on loan portfolio management of Commercial Bank of Ceylon, PLC: an evaluation |
description |
This internship report is submitted in a partial fulfilment of the requirements for the degree of Masters of Business Administration, 2018. |
author2 |
Ahmed, Dr. Salehuddin |
author_facet |
Ahmed, Dr. Salehuddin Fakir, Md. Jannat |
format |
Internship report |
author |
Fakir, Md. Jannat |
author_sort |
Fakir, Md. Jannat |
title |
A study on loan portfolio management of Commercial Bank of Ceylon, PLC: an evaluation |
title_short |
A study on loan portfolio management of Commercial Bank of Ceylon, PLC: an evaluation |
title_full |
A study on loan portfolio management of Commercial Bank of Ceylon, PLC: an evaluation |
title_fullStr |
A study on loan portfolio management of Commercial Bank of Ceylon, PLC: an evaluation |
title_full_unstemmed |
A study on loan portfolio management of Commercial Bank of Ceylon, PLC: an evaluation |
title_sort |
study on loan portfolio management of commercial bank of ceylon, plc: an evaluation |
publisher |
BRAC Univeristy |
publishDate |
2018 |
url |
http://hdl.handle.net/10361/10126 |
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AT fakirmdjannat astudyonloanportfoliomanagementofcommercialbankofceylonplcanevaluation AT fakirmdjannat studyonloanportfoliomanagementofcommercialbankofceylonplcanevaluation |
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